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The Changing Definition of Risk in Retirement

Retirement | 401K Rollover | TSP Rollover
It’s not so much about managing your exposure to stocks, but considering new strategies that adapt to your new landscape.

During your accumulation years, you may have categorized your risk as “conservative,” “moderate,” or “aggressive” and that guided how...

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Lots of Variables with Fixed-Rate Mortgages

Mortgage Protection Insurance
The payments on a 30-year mortgage are generally lower than 15-year loans, but their interest rates tend to be higher.

When selecting a fixed-rate mortgage, a prospective borrower has to determine how many years to finance the loan. Some financial institutions offer 10-year...

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How To Offset Extended Care Costs: Protect Your Assets, Income and Legacy

Long-term care insurance | Financial advice
Medicaid can help with basic expenses - but generally only after you have impoverished yourself by spending your assets down to less than $2,000 depending on your state.

All of us would love to pass on a decent-sized...

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Year-End Charitable Gifting and You

Financial Advice | Charitable Giving
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.

Are you making charitable donations at year’s end? If so, you should know about some of the financial “fine print” involved,...

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Tax Deductions You Won't Believe

Taxes | Financial Advice | Financial Planning
One business owner reported an insurance payment as income, but then deducted the cost of the arsonist as a “consulting fee.”

While Americans are entitled to take every legitimate deduction to manage their taxes, the Internal Revenue Service (IRS)...

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Developing a retirement strategy? It's critical to know the differences between investment types.

Financial Advice | Retirement Planning
Both traditional and Roth IRAs can play a part in your retirement plans.

Traditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 33.2 million U.S. households. And Roth IRAs, created as part of the Taxpayer...

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How Severe Was the Market Drop Due to the Covid-19 Pandemic?

COVID-19 | Financial Advisor | Annuity | Annuity Quotes
In total, Americans lost $2 trillion in total retirement savings in 2008.

The novel coronavirus pandemic has had an economic toll that has affected tens of millions of people. Everyone has felt the impact in some form or...

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Why Long-Term Care Planning is Essential for Boomers

Long-term care insurance | Financial advice
Without long-term care insurance, the cost of a nursing home stay or a home health care aide could wreak havoc on your finances and whittle away at that nest egg you've worked so hard to build.
As millions of baby...

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Amid COVID Crisis, Many Savers Eye Fixed-Term Annuities

Annuity | Annuity Quote
A fixed term annuity provides a regular retirement income for a number of years.

Pension and life insurance companies are reporting a major up tick and demand for fixed term annuities since the coronavirus outbreak started, with the number of applications almost 4...

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Teen Drinking and Your Liability

Insurance | Life Insurance Quote
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.
Despite the overwhelming research documenting the health and behavioral consequences of underage drinking, some parents believe that allowing...

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