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You May Need to Make Estimated Tax Payments If…

Tax Planning | Financial Advice
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

You may have to make estimated tax payments if you earn income that is not subject to withholding, such as income from self-employment,...

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How to Leave Money to Someone Who Can't Handle Money

Financial Advice | Financial Planning
Design your incentives and conditions thinking of the heirs you actually have, not the heirs you wish they were.

We all love our children. And if we are blessed with a legacy to leave behind we all want them to enjoy it. 

But...

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Protecting Your Business from the Loss of a Key Person

Key Man Insurance | Business Retirement Planning
Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Charles de Gaulle once remarked, “The graveyards are full of indispensable men.”¹ While we know that life goes on regardless of the...

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What Do Your Taxes Pay For?

Tax Planning
Here's a breakdown of how the federal government spends your tax money.

Taxes are one of the biggest budget items for most taxpayers, yet many have no idea what they’re getting for their money.

In 2017, as in recent years, Americans spent more on taxes than...

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Succeeding at Business Succession

Small Business Owner | Business Succession Planning
There are a number of reasons for business owners to consider a business succession plan sooner rather than later.

According to the Conway Center for Family Business, family businesses account for 64% of the U.S. Gross Domestic Product (GDP),...

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When to Self-Insure

Insurance | Life Insurance Quote
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

One reality of life is that risk is ever present. It exists in our commute to work, in our investment choices, and...

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Retirement Income and the Traditional Portfolio

Annuities | Annuity Quote | Retirement Planning
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.

Taking withdrawals from a traditional portfolio exposes fixed-income investors to “sequence of returns” danger. In other words, experiencing negative returns early in retirement can...

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Personal Finance Tips for Military Families

TSP Rollover | Military Retirement Planning
Military families face unique challenges, making personal finance even more critical.

One survey found that military personnel have higher credit card debt and fewer tangible assets than their civilian counterparts.¹

While the financial situation of military personnel and their families...

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Social Security: The Elephant in the Room

Social Security | Social Security Benefits
Social Security’s financial crisis is real, but the prospect of its failure seems remote.

For most Americans, Social Security has represented nothing more than some unavoidable payroll deduction with the positively cryptic initials of “FICA” and “OASDI” (Federal Insurance Contributions...

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Do You Owe The AMT?

Taxes | Tax Preparation
If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.

American educational reformer Horace Mann called education “the great equalizer.”1 In football, it’s been said that turnovers are...

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