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Estate Planning: Passing On the Family Business

Business Succession
A successful family business is a cornerstone of many families' wealth. But passing the business along to the next generation takes substantial planning and preparation. A recent Pricewaterhouse Coopers report found that while just over half of the family-owned business executives wanted to pass...

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Protect Against the Unforeseen with a Life Policy

Term Life Insurance Quote

In August 2016, more than 40,000 homes were damaged by devastating floods in Louisiana, and a majority of the homeowners didn’t have flood insurance. According to FEMA, which oversees the National Flood Insurance program, only 42% of homes in Louisiana’s high-risk...

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Growing Company? New Business = New Insurance Needs

Business Loans

​​Is your business experiencing growth? While this is good news for the entrepreneur, it also comes with challenges. As your business grows, it undergoes changes and encounters new needs. As you adjust your revenue projections, expand your market, and invest for continued growth,...

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More Than Half of Americans Forced To Retire Earlier Than Planned

Retirement Planning

Most people plan out their financial lives assuming a retirement around age 65, and maybe 70 in some professions. And given good health, that's a reasonable assumption. But it's also often a bad one. According to a new survey from Prudential Life Insurance,...

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How To Shield Up To 25% Of Your 401k or IRA From RMDs

Annuity
Coming off your year-end scramble to make sure your RMDs were done in time?

If so, start the new year off right - shield up to 25% of your qualified money from RMDs until age...

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The Biggest Money Mistakes Retirees Make

Retirement

The abundance of investment options that are available to us as we plan for a financially secure retirement can be daunting. Some retirees take too much risk. Others do not. ​ Here we look at the biggest mistakes retirees make, and how you can...

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The top 8 reasons to consider life insurance

Term Life Insurance Quotes

Life will often seem to present signals about financial moves to make. Starting your first job babysitting or mowing lawns? Probably a good idea to begin saving some of those earnings. Need to pay for college? You’ll want to apply...

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How Food and Exercise Could Lower Your Premiums

Term Life Insurance Quotes

At least one life insurance company is beginning to offer customers financial incentives for working to stay healthy, and others may follow suit. Under this program, customers can reduce their annual life insurance premiums by as much as 15% if they...

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What is an Annuity Free Withdrawal?

Annuity

One of the chief criticisms of annuities is their relative lack of liquidity. This is true in some respects. Annuity owners give up complete liquidity in exchange for other benefits, including insurer guarantees for lifetime income, guaranteed growth, or protection from downside risk.

...

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Do you need life insurance to secure an SBA loan?

Life Insurance

Building your business? You might need outside funding to reach your goals. There’s no doubt that applying for a loan comes with a lengthy to-do list.

If you’re applying for a Small Business Administration (SBA) loan and plan to stay involved in...

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