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Is your retirement portfolio subject to “sequence of returns” danger?

Annuities | Annuity Quote | Retirement Planning
The addition of an annuity with a guaranteed minimum withdrawal benefits retirement portfolios—replacing cash or fixed-income allocations. It increases total income while it decreases risk.

Taking withdrawals from a traditional portfolio exposes fixed-income investors to “sequence of returns”...

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Healthcare Costs in Retirement

Medicare | Social Security
A retired household faces three types of health care expenses.

In a 2020 survey, 36% of all workers reported they were either “not too” or “not at all” confident that they would have enough money to pay for their medical expenses in retirement....

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Donating Art: Taxation Abstraction

Retirement Planning | Annuity Quote
If you are donating art to a private tax-exempt organization, e.g., a private foundation, your deduction will be based on the price you paid for the donated art.

The varied reasons to donate art include a personal affinity for a...

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6 Tips on How to Maximize Your Income in Retirement

Retirement Planning | Annuity Quote
Your current expenses and level of spending right now are great clue-ins for the future.

Paying the bills after you retire is quite different from during your career. After all, the income you receive will come from a variety of...

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Important Birthdays Over 50

Retirement Planning | Annuity Quote
At age 50, workers in certain qualified retirement plans are able to begin making annual catch-up contributions in addition to their normal contributions.

Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows...

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Systematic Withdrawals in Retirement

Annuity | Annuity Quote | Retirement Planning

Many of us grew up with the concept that making regular, periodic contributions to our retirement account was a sound investment strategy. The idea was that, in a fluctuating market, regularly investing a set amount would enable...

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Choosing a Retirement Plan that Fits Your Business

Small Business Owner | Retirement
Are you saving enough for retirement?

One survey found that 79% of small business owners expect at least some of their retirement income to come from tax-advantaged retirement savings accounts.1 If you have yet to develop a retirement plan for your...

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More Growth Potential Than CDs | How Do Multi-Year Guarantee Annuities Work?

Annuity | Annuity Quote
MYGAs usually have terms that last anywhere from 3 to 10 years.

For retirement savers wanting more growth potential than what CDs and other fixed-interest assets might offer, fixed index annuities can be an attractive option. Indexed annuities can earn...

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Avoiding Cognitive Decline

Of those aged 65 and older, 10 to 20 percent have mild cognitive impairment. In addition, women have a 1 in 6 chance — and men have a 1 in 11 chance — of developing Alzheimer’s during the remainder of their lives.¹

There are three basic forms...

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Revising Estate Strategy Assumptions

Taxes | Financial Advice | Financial Planning
Recent tax law changes represent a good reason to revisit your existing approach to estate management.

When the rules of the game change, tactics should follow in response to the new landscape. While estate tax exemptions have ridden an...

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